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Locked Stripe accounts with no way to recover them

Stripe accounts stay locked for months after identity checks, with no phone line to get the account back.

Tier II · Emerging Problems that are still building up.

3 public reports · first reported 18 March 2026 · last reported 16 September 2026

Idea report · $9 · No contacts · All sales final

See a sample idea report

What's going wrong

Some Xero users find their Stripe account locked after a verification step, even after submitting identity documents and a selfie.

AI-assisted: written with the help of AI from the reports. The idea report has the full summary.

In the idea report

  • The full summary.
  • The products the 3 reports are about, and how many came each month.
  • Related problems.

No business has been found with this problem yet, so the report has no contacts. All sales are final — no refunds. Pricing.